Withdraw Cash and Transact with Mobile Phone, No Need to Open Savings Book, Yes Dong Mobile Account
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SAVINGS
Mobile phone bill. That is the name of a bank service in Indonesia that allows anyone to transact banking only with a cell phone number. Whether it's a transfer, withdraw cash, until shopping, it can be done with a mobile phone and without having to have a bank account first.
How come?
Yup, Mobile Account is a new way of making phone numbers as bank account numbers. Because it is treated like a bank account, then the mobile number is 'valid' also to access all bank services.
When you have a Mobile Account it's like bringing a saving book everywhere. But this 'savings book' is in the form of a mobile phone that makes practically all banking transaction activities such as cash deposit, cash withdrawal, ATM transactions, balance checks, transaction history, and bill pay.
This phone account can be cross-operator, you know. All mobile phone numbers of existing mobile operators in Indonesia may be used as Mobile Accounts.
Fun, Mobile Phone Accounts do not use administrative fees and are not subject to interest. So the money in the Mobile Account remains intact forever as long as no transaction is done. Even if the balance is Rp 0, -, Mobile Phone Account remains active alias not freeze (frozen).
Just make sure the pulse in the phone sufficient when transacting. Each time a transaction has its pulse charge (via SMS) or data packet (internet).
More Value Mobile Account
There are so many features crammed into the Mobile Account. The following advantages are immediately felt when using the Mobile Account.
1. Transact at ATM without ATM card
The phone can activate and control the ATM machine. Why can? Yes because Mobile Accounts make phone numbers instead of ATM cards.
When at the ATM machine, just enter the phone number. Then the ATM machine will reply by sending some sort of passcode (temporary password) to the phone number in order to continue the transaction.
Or if there is no nearest ATM, cash withdrawal can also be done at Indomaret / Alfamaret outlets. Both minimarkets are already working with the bank holding Mobile Account as an arm of the financial transaction.
2.Pay the bill
All bills can be settled Mobile Account. Call it a credit card, installment, insurance premiums, cable TV service, phone, and so forth. How? Yes live utak tweaking Mobile Account without having to stop by the bank or to the ATM.
3. Shop at merchants who have cooperated with CIMB Niaga
Mobile account can be used like e-money. When in front of the cashier, just mention Mobile Account number. Then the cashier will input the number in the bill of groceries.
A few moments later customers will get a notification in the form of SMS. Reply the SMS with PIN / m-banking, then immediately all the shopping is completely settled.
Fun anymore, there are many interesting promotions offered when transacting with Mobile Account. For example price discount, buy one can two, and others. The diligent outlets offer in J.Co, BreadTalk, and Seven Eleven.
4. There is no minimum balance requirement
All contents on the Mobile Account can be used without any remaining. No provision to leave minimum balances like in savings account products. So if you have a balance of Rp 100 thousand in Mobile Account, all the balance can be spent to transact.
5.Pakai phone and guaranteed security
Love to forget the bank account number right? Different Mobile Accounts where the number is the same as the cell phone number so will continue keingetan.
Then, the phone becomes mandatory luggage wherever it goes. Like the word, the phone was a second life. From waking up to sleep again mobile phones will not baseball far out of reach. Even someone more remember to bring the phone from his own wallet. If left behind will be dibela-belain home to take.
No less important, the Account This phone uses PIN system in transactions like ATM or e-banking. This security system is designed so that all transactions are actually done by the interested person.
If the phone is missing? Do not panic. Kan there is a PIN and also a passcode. As long as you find the phone baseball knows PIN and passcode it, automatic money in the Mobile Account remains intact. Mobile account can only be opened via passcode and every transaction using PIN.
How to Open a Mobile Account
For customers, just activate the features of GoMobile application directly via phone on various mobile platforms like Android and iOS. That is, Windows mobile platform while this can not yet. Once active then automatically Mobile Account will be active.
Another case with non customers who must come first to the bank branch office concerned. Bring KTP and copies plus mobile phone number with sufficient credit.
Quiet, baseball asked to open a savings account CIMB Niaga kok because there is no necessity to have a bank account used to take advantage of features in Mobile Account.
How to Fill Mobile Phone Nominal Account
There are many ways to add balance to your Mobile Account. The most conventional is by depositing to the bank teller in question. Or you can also ask friends who have a Mobile Account to deposit some funds.
If you want more practical transfer from the bank where we have savings. Mobile account can 'accommodate' transferan from other banks really.
Oh yes, while this maximum balance that can be stored in the new mobile account Rp 5 million. That number is enough for petty cash.
In essence, fun to use Mobile Account for various transaction needs. Do not just the phone is smart, the owner must also be smart to maximize the device for the needs of online transactions.Smart Duit
DuitPintar is a site that provides various solutions for #MaximizeKeuanganAnda! A wide selection of bank products and financial institutions in Indonesia can be found and compared on DuitPintar.com. You can also directly apply online. Various financial information can also be found on Blog.DuitPintar.com and you can ask, discuss and various opinions and experiences at Forum.DuitPintar.com
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